Mortgage Protection Insurance

Keep Your Family's Home, No Matter What

A simple policy can pay off your mortgage so your loved ones don't

face foreclosure during a difficult time no medical exam required for many plans.

What Mortgage Protection Insurance Covers

Every policy is designed to protect your biggest asset, your home.

Covers mortgage payments if you pass away, so your family can stay in the home

Pays off your outstanding mortgage balance directly

Can include terminal illness riders for added protection during life-changing diagnoses

What It Costs

Plans are more affordable than most people think.

Starts at $20/month — final rate depends on age, health, and mortgage amount

No medical exam required for many plans — quick and easy approval

Rates lock in at the time of purchase your premium

What Is Mortgage Protection Insurance?

Mortgage Protection Insurance (MPI) is a life insurance policy specifically designed to pay off your remaining mortgage balance if you pass away. Unlike traditional life insurance, the benefit goes directly toward your home loan. It's one of the most important safety nets a homeowner can have.

Protects your family from losing the home
Typically no medical exam required
Rates are locked in at purchase
Coverage matches your remaining mortgage balance
Can include disability and terminal illness riders

Get My Free Quote

Fill out the form below to get your free mortgage protection quote. A licensed agent will reach out shortly.

Frequently Asked Questions

Common questions about mortgage protection insurance

What is mortgage protection insurance?

Mortgage protection insurance (MPI) is a life insurance policy that pays off your remaining mortgage balance if you pass away, ensuring your family can stay in the home without worrying about foreclosure.

How much does mortgage protection insurance cost?

Plans start at $20/month. Your final rate depends on your age, health, and the size of your mortgage. The best time to lock in a low rate is as soon as possible after purchasing your home.

Do I need a medical exam to qualify?

Many plans do not require a medical exam. Coverage can often be approved quickly with just a few health questions making the process simple and stress-free.

How is mortgage protection insurance different from homeowners insurance?

Homeowners insurance covers damage to your home from events like fire or storm. Mortgage protection insurance pays off your loan if you die, protecting your family from losing their home entirely.

Who should get mortgage protection insurance?

Any homeowner who relies on their income to make mortgage payments. If something happened to you, would your family be able to keep the home? MPI ensures the answer is always yes.

Privacy Policy

We are committed to protecting your personal information.

Your information is safe with us. We only share your details with licensed, vetted insurance agents for the purpose of getting you a quote. We do not sell your data to marketers

This Privacy Policy describes how Mortgage Insurance Help ("we", "us", or "our") collects, uses, and shares information about you when you use our website. We value your privacy and look forward to helping.

Information We Collect

When you fill out our quote form, we collect your name, email, phone number, mailing address, date of birth, and optional mortgage balance only what's needed to connect you with the right agent.

How We Use Your Information

Your information is used exclusively to connect you with licensed insurance agents who can provide mortgage protection quotes. By submitting the form, you consent to be contacted via phone, email, or text — even if your number is on a Do Not Call registry.

Information Sharing

We share your information only with licensed insurance agents and agencies for the purpose of providing quotes. We do not sell your data to unrelated third parties or advertisers.

Your Rights & Choices

You may opt out of communications at any time by emailing [email protected]. We will promptly honor all opt-out requests.

Terms and Conditions

By using this website, you agree to these Terms and Conditions.

Use of Site: This website is operated to connect consumers with licensed insurance professionals. No insurance coverage is provided directly through this site.

No Guarantee: Submission of the form does not guarantee any insurance coverage, approval, or specific rate.

Consent to Contact: By submitting the form, you expressly consent to be contacted by licensed insurance agents via phone, email, or text regarding mortgage protection insurance, even if your number appears on a state or national Do Not Call list. Standard message and data rates may apply.

Third-Party Agents: We are not responsible for the actions of third-party insurance agents who may contact you following form submission.

Limitation of Liability: We are not liable for any damages arising from your use of this site.